Two ways we help
Pick your starting point — or begin with the free audit and let the numbers decide.
Cut your processing fees
Free audit of your card processing statements. We find the overcharges and you keep half of the documented savings. Nothing found, nothing owed.
Fix your checkout stack
POS health check plus project-priced work: terminal refresh advisory, POS software migration, integrations, inventory setup and cleanup. Advisory and sourcing only — we never sell hardware.
Why most small businesses overpay
Card fees are a maze of interchange rates, processor markups, and "miscellaneous" line items. Flat-rate plans look simple — and are often the most expensive option once your volume grows. Interchange cuts that were supposed to help small businesses don't always get passed through. We read statements for a living; most owners don't have the time.
No savings, no fee
The audit is free. If we can't document real savings, you owe us nothing. Ever.
Led by a migration veteran
Mike has personally executed four major payment-processor migrations at retailers — he knows how the switch actually goes.
Vendor-independent
We work for you, not the processors. Any processor-paid referral is disclosed to you in writing before you sign anything.
How shared savings works
Three steps. You approve everything before anything changes.
We audit your statements
You share 3–6 months of processing statements. We compute your true effective rate and find the overcharges, junk fees, and mispriced tiers.
We fix it — your way
Either we renegotiate with your current processor (no switch needed), or Mike project-manages a full migration to better pricing.
You keep half, monthly
Each month we measure your savings against your baseline. You keep 50%, we keep 50%, for a fixed term agreed up front — usually 24 months. After that, you keep 100%.
What could this look like?
This is a hypothetical example to show how the math works. Your volume, card mix, and savings will differ — some businesses save little, some save a lot.
| Item | Amount |
|---|---|
| Monthly card volume (example) | $40,000 |
| Savings found (example: 0.5%) | $200 / month |
| You keep (50%) | $100 / month |
| Our fee (50%) | $100 / month |
| Your total kept over 24 months | $2,400 |
Example only — for illustration of the fee structure. It is not a quote, a guarantee, or a prediction of your savings. Actual results depend on your statements, which is why the audit comes first and costs nothing.
Two ways to win
Every audit considers both. You pick the one you're comfortable with.
Renegotiate in place
We take your audit to your current processor and negotiate better pricing — same terminals, same systems, nothing changes on your counter. Fastest savings, zero downtime risk.
Managed switch
When the numbers say a different processor wins, Mike project-manages the whole migration — the part most businesses dread. He's done it four times at retail scale and keeps your POS running through the change.
Curious what you're actually paying?
The audit is free and takes about a week. If there's nothing to find, you get a clean bill of health and owe us nothing.
Start your free audit